Want your kids to make better food choices? Check out how one family is using Greenlight to help!

Kids are tough. Shopping for foods they’ll eat, making lunches, getting them to do their homework, getting them up and out the door on time, and getting them to put down their tech and go outside can be challenging. One of the biggest challenges we as parents face when it comes to kids is getting them to eat healthily.

But what if there was a better way? What if you didn’t have to rationalize that fries are made with potatoes and are therefore a vegetable? What if you could get your kids to start making healthy choices themselves?

That’s what one family is trying. And they’re using Greenlight to power their “make your own healthy choices” experiment with her kids!

The Stevens’ were sick of hearing their kids complain about the lunches they packed and wasting food, so they came up with a solution: give them a budget on their Greenlight cards, set the boundaries of what they can eat, and then do their own grocery shopping. Here’s the story first hand from Mrs. Stevens:

We decided to give them each a weekly lunch budget of $25 and to plan a menu, then go shopping on Sunday. We encouraged them to be resourceful. Do you both want pasta? Whatever we have at home already, consider putting that on your list vs. buying something new. Pool your money and split everything if you want. Buy juice boxes or don’t…take a water bottle and save the money. We let them get whatever they wanted with only 2 restrictions:

1. You must have one decent entrée (Doritos are not an entrée), and

2. You must include one fruit or veggie. The rest, you decide.

I received the notification on the first Sunday while they were shopping that they spent $22.49 and $22.50, respectively. My husband said they bickered a little bit about what was on the menu, but he said it went well in the end, and a bonus: they both remembered their PINs!

We’ve all heard that getting kids involved in cooking makes them more likely to actually eat dinner, but getting them involved in shopping is pure genius! If kids pick their own foods, they’ll be more likely to actually eat them — and they’ll learn the value of budgeting and the downside of food waste at the same time.

If you’re using Greenlight in creative ways, we want to hear from you. Email us at support@greenlight.me with your stories.

If you aren’t using Greenlight, what are you waiting for? Start your free trial today.

What your middle schooler should know about money

Going off to middle school is a big milestone — for your kids AND for you. No doubt, your kids will have more freedom. They may not need as much help with homework, and they may even ditch a few family movie nights to see their friends. 

But it’s a great time in their lives. They’re growing up, learning about themselves and starting to form their own opinions about the world. While they enjoy these new privileges, it’s still important to help them learn valuable life lessons — starting with money.

Opportunities to earn 

Middle school is a great age to start earning money [1]. How? Chores, babysitting, yard work, dog-walking, the list goes on. Get creative with it!

When your kids are earning money, they begin to understand what it means to spend it. They grasp the idea that money really doesn’t grow on trees — it comes from hard work. A great way to teach this is by giving them chores and allowance (you can find these in your Greenlight app!). 

Help them manage their spending

Middle schoolers are busier than ever before, and they’re enjoying their independence. When they head out to the movies or spend the night at a friend’s house, it’s important that you’re there with them… without physically being there. 

Greenlight lets you keep track of their spending habits directly from your phone. When they’re spending too much at a certain store, you can add spending controls. Or when they’re not saving enough, incentivize them with Parent-Paid Interest

Talk about saving vs. spending 

As your kids grow up, they may start to have more “wants.” Use this as a chance to talk about saving vs. spending. 

We recommend a “show, don’t tell” approach. Show them what happens when you save money over time. Nice car? Nest egg for college? Hoverboard? A healthy savings account will get them there! 

Understanding costs

When kids are young, they don’t always understand how much life costs. As you know, it can be… well, expensive. Not sure how to prepare them? Start here: 

  • The next time you’re grocery shopping, point out certain brands that are more expensive than others. See what they say! 
  • Tell them about variable expenses and fixed expenses [2]. For example, your car payment is a fixed expense — you know it’s the same every month, so you can budget around it. But a nice dinner out? That will vary depending on the restaurant, and we call that a variable expense. 
  • Show them the utility bill (fun, right?). Some people are shocked when they get their first utility bill. Do your kids a favor now and help them learn what drives the cost up or down — they’ll thank you later!

Keep the conversation going 

Your kids will still be under your roof for a while, so don’t let the conversation drop after middle school. Their understanding of money will evolve and so will your conversations. And when you hit a roadblock, you can always count on Greenlight to help you out!


[1] Money Talks News , [2] US News

What high school graduates should know about finances

You’ve made it to the finish line. After diplomas, passed tests and signed acceptance letters, it’s finally starting to feel real. 

If you’re scrambling at the last minute to send your kids off with all the knowledge and tips they need for the real world, take a breather. We have a step-by-step guide for raising financially-smart high school graduates.

The basics 

No matter what financial background they have or career path they choose, there are some basics that every high school senior should know before college. 

  • Credit vs. debit. Once they’re 18, they can get their own credit card. Here’s the thing: they have to be able to prove their independent income or have a co-signer (probably you!). Talk about credit vs. debit to decide if this is the right time for them. 
  • Everything costs money. Teach your kids how to budget and monitor their spending regularly so they don’t find themselves in a bad situation.
  • Wants vs. needs. For some kids, this is the first time they’ll be paying for gas on their own. For others, college loans are about to start piling up. Take this as a teaching moment to explain why needs should always come before wants.

Return on investment 

Whether they’re picking a major or starting their own business, an important lesson is return on investment. Start with something like, “What you do now affects what you do later. If you decide to push off your mandatory classes, you may wind up in college longer than you wanted to.” You can also use a calculator to figure out the ROI for a major or minor [1]. 

Keep communication open 

Just because they’re leaving home doesn’t mean they’re all alone — remind them of this. They have you and they have us. Setting the stage for strong communication is really important! 

Let Greenlight help 

Family finance, big decisions, money management… it’s kinda our thing. They may not be right down the hallway from you anymore, but you can use your app to stay connected and keep up the financial learnings. 

Or, send them a nice Greenlight Gift to let them know you’re thinking of them. With all of this help, they can handle anything that comes their way! 

[1] PayScale